Terms of Service

1. Acceptance

By accessing or using LuminArt (the “Service”), you agree to these Terms of Service and to comply with all applicable laws and regulations. If you do not agree, do not use the Service.

• You must be able to form a binding contract in your jurisdiction.
• If you use the Service on behalf of an organization, you represent that you have authority to bind it.

2. Accounts

Some features require an account. You agree to provide accurate, current information and to keep it updated.

3. Purchases

If you purchase courses or subscriptions, prices are displayed at checkout. Taxes may apply depending on your location and applicable law.

• Payments must be authorized and valid.
• We may update pricing and offerings; changes do not affect orders already confirmed.
• Promotional codes have conditions and may expire without notice.

4. Course Content

Courses, videos, downloads, and written materials are licensed—not sold—for your personal learning use. You may not copy, distribute, publicly perform, sublicense, or share access except as expressly permitted.

5. Refunds

Refund eligibility depends on the product type and local consumer laws. Unless otherwise required by law, refunds are generally eligible within 14 days if less than one module has been completed.

• Requests may require proof of purchase and account verification.
• Chargebacks may result in temporary suspension during investigation.

6. Liability

The Service is provided “as is” and “as available” without warranties of any kind to the maximum extent permitted by law. We do not guarantee uninterrupted or error-free operation.

To the maximum extent permitted by law, LuminArt and its affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Service.

7. Governing Law

Applicable law depends on your residence and mandatory consumer protections. If a court finds any part of these Terms unenforceable, the remaining provisions will remain in effect.

We may update these Terms from time to time. If changes are material, we will take reasonable steps to notify you by posting an updated version and updating the “Last updated” date.

8. Contact

For questions or legal notices, contact us at [email protected] or by phone at +1 415 555 0198.